Grants Opportunities

Government Grants and Loans 2021

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Government Grants and Loans

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Learn about government grants and loans for states and organizations. The government does not offer « free money » for individuals. If you are seeking help, please visit our Benefits page.

Free Money from the Government

The federal government does not offer grants or “free money” to individuals to start a business or cover personal expenses, contrary to what you might see online or in the media. Websites or other publications claiming to offer « free money from the government » are often scams. Report them to the Federal Trade Commission.

The government does offer federal benefit programs designed to help individuals and families in need become self-sufficient or lower their expenses.

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Government Grants

Learn about federal government grants, who qualifies, and how to get them.

Government Loans

Learn about the types of federal loans, how to find them, and how to qualify.

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  • Government loans serve a specific purpose such as paying for education, helping with housing or business needs, or responding to an emergency or crisis.

    Loans are different than grants because recipients are required to repay loans, often with interest.

    Examples of Government Loans

    The federal government offers several types of loans, including:

  • Use the federal government’s free, official website, GovLoans.gov, rather than commercial sites that may charge a fee for information or application forms.

    GovLoans.gov directs you to information on loans for agriculture, business, disaster relief, education, housing, and for veterans.

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